I ANSWERED THE PHONE, AND THERE WAS A WOMAN‘S VOICE on the other end, a voice that I didn‘t recognize. “Is this Frances Budge?” she asked, and I was certain it was a telemarketer, because nobody called me Frances. . . . I said, “I‘m sorry, but I‘m not interested,” and started to hang up, but the woman, understanding that I was done with her, tried her best to pull me in. . . .