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From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life�a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way. Many of us think we can have the �money talk� when our kids are old enough to get it�which won�t be for years, right? But get this: Research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids� financial behaviors is mom and dad. Clearly, we can�t afford to wait. Make Your Kid a Money Genius (Even If You�re Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids�from ages three to twenty-three�about money. It turns out the key to raising a money genius isn�t to teach that four quarters equal a dollar or how to pick a stock. Instead, it�s about instilling values that have been proven to make people successful�not just financially, but in life: delaying gratification, working hard, living within your means, getting a good education, and acting generously toward others. More specifically, you�ll learn why allowance isn�t the Holy Grail when teaching your kid to handle money, and why after-school jobs aren�t always the answer either. You�ll discover the right age to give your kid a credit card, and learn why doling out a wad of cash can actually be a good parenting move. You don�t need to be a money genius to make your kid a money genius. Regardless of your comfort level with finance�or your family�s income�this charming and fun book is an essential guide for passing along enduring financial principles, making your kids wise beyond their years�and peers�when it comes to money.